Conformance Polaris - Regulatory AI for Financial Services Institutions
We help businesses reduce the operational cost of regulatory compliance. Polaris is a modular regulatory compliance automation platform built exclusively for European financial services institutions. We deliver XAI explainability on your existing systems, prove value fast, and expand into AML, KYC, Credit risk and ESG at your own pace - on EU-sovereign infrastructure, where your data is kept fully isolated.
Product type: SaaS
Provider: Conformance Polaris
Website: https://www.conformance.dk/
Start with XAI - Explainability and Audit Trail on Your Existing Systems
Every compliance decision produced by Polaris, whether flagging a suspicious transaction, assessing a counterparty's KYC risk profile, or generating an ESG gap report, is accompanied by a structured, human-readable explanation covering the key drivers, confidence score, and applicable regulatory reference. Decisions are written to an immutable audit log that is DORA, EBA, and EU AI Act compliant, enabling compliance officers and regulators to trace every automated decision from input data to output conclusion. XAI deploys on top of existing infrastructure with no disruption - giving compliance teams immediate regulatory defensibility and a quantifiable business case to bring to the C-suite.
One Platform, One Business Case - Across AML, KYC, Credit Risk and ESG
Polaris addresses the full spectrum of financial regulatory obligations from a single platform. The AML and xTM module handles transaction monitoring triage, anomaly detection, and SAR narrative generation. The KYC and Credit Risk module automates customer risk classification, PEP and sanctions screening, and credit assessment documentation. The ESG module covers SFDR disclosure requirements, EU Taxonomy alignment, and CSRD narrative reporting. All modules share the same ML infrastructure, audit trail, and explainability layer. This means, a financial services institution deploying Polaris for AML gains KYC and ESG capability at marginal incremental cost. These are not three separate IT projects - It is all in one platform, expanding at the institution's own pace.
EU-Sovereign Infrastructure by Design, Powered by T Cloud Public
Polaris runs exclusively on T Cloud Public infrastructure operated by T-Systems or is deployed directly into the client's own data centre. No data leaves European jurisdiction, and no third-party provider outside the EU has access to transaction data, customer records, or model outputs. This is not a compliance checkbox - sovereignty is a foundational architectural decision. For banks, insurers, and asset managers operating under EBA ICT guidelines, DORA, and national data residency requirements, EU-sovereign infrastructure is a license-to-operate requirement. The Conformance and T-Systems partnership ensures that the infrastructure carrying Polaris meets the same standards as the regulatory outputs it produces: Auditable, sovereign, and built for the European financial services system.
European financial services institutions face a paradox: Regulators demand more explainability at exactly the moment as AI systems become more complex. Polaris was built to resolve that paradox - not work around it.